TSB have a range of credit cards available to new and existing customers, whether for balance transfers, purchases, rewards, students or low interest. It’s common for people take out credit cards to fund new purchases or to transfer the balance to an outstanding debit card, but whatever the reason you need the funds, TSB can offer a card tailored to your circumstance if you are eligible.
Can I apply for a credit card?
You must be a resident of the UK and aged 18 or over to apply through TSB’s online application. The application form takes no longer than 10 minutes to fill out and out will need to have your current bank or building society account details, your salary and your employer details to hand.
For further convenience, the credit card will be accepted worldwide and you are able to set up direct debit payments from your current account so you don’t have to worry about missing any bills. All of the credit cards they offer work with Apple Pay and TSB also use industry-standard levels of security, so you needn’t apply without confidence.
When will I get the card?
Once you have completed it, it is possible to enquire the status of the application by contacting the ‘New Business’ department where a member of the TSB team should offer some assistance - 0345 835 3846.
If the application is declined and you wish to know the why, TSB advise you to order a copy of your credit history from an agency such as Experian or Equifax for a small fee before contacting them. If your credit history comes back good and does not immediately indicate why TSB would deny your application then you can contact them to re-evaluate it.
Receiving the card
If and when you are sent your shiny new plastic, TSB will send the card and PIN separately for security. First you should sign the card and call the number quoted in the letter it comes with to activate it and then it is ready for use.
You will also have a choice of managing the account via internet banking, online or by phone, as well as popping into your local TSB branch. It’s simple to keep track of the money you spend, your online statements and any fees you pay on credit cards.